So I’ve decided to put together a quick blog post on my current favourite bits and bobs for around your home. This is inspired by the fact that yesterday (Haha when I initially started this post *cough* September) I started my first steps towards becoming a home owner. Super super exciting!! I went into my first meeting with a mortgage advisor just to get an idea of where I’m at now, how far I need to get to get on the property ladder, and how much of a mortgage loan is possible for me.
I went into this meeting with zero expectations and I left on an absolute high. I had been looking at flats at the lower end of my mortgage range thinking that had been my highest range. So to know I can afford a much better flat/house is just fab!! Also on a side note, if you live in Scotland like I do and you’re a first time buyer definitely look into setting up a Help to By ISA. This is a government scheme that you can use to save your 5% deposit and when you go to buy the government will contribute a percentage (up to £12,000 + £3,000 from the gov).
Welcome to the second instalment of Single in the City and this has to be one of the quickest most dull dates I’ve had in my life…and that is saying something
Let me set the scene; I’ve had a super long week at work, it’s a cold Thursday night in October and I’m actually coming home to put my face on and head out to meet a guy for drinks…. on a school night too! This is not the one, I love nothing more than a cosy night in.
I had been WhatsApping this guy for a while. Everything seemed pretty perfect, a year older than me, a farm boy, really polite and seeming a genuinely good guy.