So I’ve decided to put together a quick blog post on my current favourite bits and bobs for around your home. This is inspired by the fact that yesterday (Haha when I initially started this post *cough* September) I started my first steps towards becoming a home owner. Super super exciting!! I went into my first meeting with a mortgage advisor just to get an idea of where I’m at now, how far I need to get to get on the property ladder, and how much of a mortgage loan is possible for me.
I went into this meeting with zero expectations and I left on an absolute high. I had been looking at flats at the lower end of my mortgage range thinking that had been my highest range. So to know I can afford a much better flat/house is just fab!! Also on a side note, if you live in Scotland like I do and you’re a first time buyer definitely look into setting up a Help to By ISA. This is a government scheme that you can use to save your 5% deposit and when you go to buy the government will contribute a percentage (up to £12,000 + £3,000 from the gov).
Every little helps!